What the calculation is based on
Assumption: One-off € 800, then € 62 per month over 18 years (25 % of € 250 child benefit), 3 % return, 0.59 % fund costs. Your investments may fluctuate and the gains may be lower or higher.
Investing money is a piece of cake! By planting Savings Trees, you can invest money sustainably for yourself and your family. Starting at as little as €1.
Jetzt App herunterladenInvesting always involves risk. The money is invested and managed by Evergreen GmbH.
Start investing with 1€
Deposit and withdraw money daily
The whole family contributes
Investing money for your children can be very valuable. – Literally. Because there are always bigger expenses in life — Starting with a new bike, a driver's license or a school year abroad. Big expenses coming all at once? This can be a challenge for parents and is of course not always possible.
Saving into Savings Trees at Bling — a long-term investment for children — can be a financial provision: For your own kids, for your godchild or for your grandchildren. In the long run, small individual sums become a good reserve that can be used for various purposes. If larger sums are then required, you can talk to the child about whether it makes sense to use money from their Growth Grove for this purpose.
Start from just €1
Select the risk level yourself
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Plant Savings Trees
Plant Savings Trees
and choose a risk level
Always in control
Your investments are sustainable.
Pay in & out at anytime.
Investing is complicated? Not with the Bling App! We've made it easy peasy with the Savings Trees.
Savings Tree grows when depot grows
The whole family can deposit money
Whenever you pay money into Savings Trees, it is invested into sustainable funds. Our partner and asset manager Evergreen from Leipzig invests the money into over 2,500 sustainable shares, government bonds and impact investments. This broad distribution allows your family to participate in the performance of the markets while minimizing the risk of a loss of value in the long term.
Emil's parents invested 800€ once and then 25% of their child benefit every month.
Balance of 17,966€ (3,774€ income) on Emil's 18th birthday
Read assumptions
Discover how we manage to make your Savings Trees grow with a conservative investment strategy.
Strategie
No account fee
Only 0.59 % per year directly from the fund volume
Tax pilot
This makes taxes easy-peasy.
German IBAN
The securities account is managed in Germany.
Weekly briefing
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From tax deductions to diversification. Sounds as complicated as it is. That's why we do it for you.
Whether it's for their driver's license, initial investment, education or for free disposal – Long-term investments are ideal for children. Because as we know, the longer the investment period is, the stronger the compound interest effect will be. In this way, you can contribute to your child's financial and professional independence. You can also reduce future financial burdens on your family.
With the Savings Trees, Bling has developed an innovative display that makes investing family-friendly. The more the balance in your custody account increases, the more your virtual Trees grow. By the way: You can customize your Trees in the app. The color, tree species or landscape do not change anything about your investment. You can change the design at any time.
The earlier you start investing money for your children, the better. This is because the longer the investment period is, the greater the potential for higher returns and wealth accumulation there is. For example, if you want to save for your children's education in the long term, it makes sense to start early in order to spread the savings amount over a longer period of time and thus minimize the investment risk. it can also be worth investing early if you want to build up wealth in the long term and protect your money from loosing value due to rising prices. This way, you can benefit from long-term returns and steadily build up your assets. It's never too late to start saving and investing, though. Even when your children are older, you can still reap the benefits of long-term wealth accumulation and contribute to their financial future.
No return without risk! Price fluctuations are part of investing and are based on the risk level you have set. Thanks to active fund management, the investment strategy of your savings tree is adapted to the market environment. You can find out more about the strategy here.
Even if you invest into the Savings Trees for a more carefree life for your child, you remain the legal owner of the deposit for the time being. This has various advantages. The custody account can be opened quickly and without the consent of the other parent. This means that relatives can also create and invest into a savings account. Control remains with you and is not automatically transferred to the child on their 18th birthday. If you have more than 8.200€ in assets, you are also not entitled to BAfög. On the other hand, you cannot benefit from the tax-free income limit for children if you have a custody account in your name. Please consult your tax advisor about your personal tax situation.
The austerity tree: Just imagine that with every monthly deposit, it grows a bit and gets new green leaves. The small sprout thus becomes a large, strong tree with a protective crown — financial support.
If you want
We at Bling have set ourselves the task of Saving for kids to make it transparent and sustainable. We want children to learn how to use their capital healthily and at the same time use it consciously and responsibly. With our savings trees, we offer you a long-term investment for children that you can use flexibly. In this way, you gradually introduce children to a meaningful awareness of money and promote the responsible, conscious use of money.
Have you already been able to gain experience with investments yourself? For many, this is also associated with a certain degree of uncertainty — and it is precisely this feeling that we want to avoid. A safe investment for children offers bling through effective and sustainable funds, which, together with experienced asset manager Evergreen from Leipzig, for example, are repeatedly reviewed and refinanced into well over 2500 sustainable stocks, bonds and impact investments. In doing so, we have solid future prospects and responsibly promote sustainable funds in accordance with Article 8.
Risk management is at your discretion. The investment for children is individually adjusted by you according to your wishes and needs and tailored to a risk level. This risk management can, of course, be redefined and validated at any time, if you wish. Since our investment for children in the form of a custody account is always based on the price fluctuations of the respective funds and stocks, there can also be entertaining stagnations. In principle, the same applies when investing money for children, ETFs or shares: The returns are only as strong as the economy and the market. These are subject to complex systems and fluctuations, but are always aimed at growth and increased returns.
If you want
While other investment programs are rather rigid, we offer you a high level of flexibility with the savings trees. Of course, life can always change, and so can financial opportunities. Don't worry about that — with bling, you can flexibly determine how often and how much money is paid into the investment for children. In this way, you can individually adapt the savings plan to your life situation and financial situation and take no risks. Should your child need the money saved, daily payouts are of course also possible.
If you want
Who says that only you can save for your kids? The whole family can join in!
If you want
While grandma and grandpa, godmother and the like used to each set up separate savings accounts, they can now all simply join forces. Of course, other family members can also “water” the sparbaum. Our German-managed company and the option of an IBAN-supported transfer enable flexible deposits. In this way, the entire family works together on the investment for Bling children and even small amounts can grow into a large sum in the long run — a large saved tree.
If you want
In addition, you can of course optimally combine the savings tree with other bling functions: In addition to the savings tree for “indirect saving” for kids, they can handle money directly thanks to our cash card learn. With the Bling Card & App, children are introduced to handling money in a safe way — without security risks. Manage pocket money via app, the digital piggy bank fill up, always keep your own finances in mind and see exactly where the pocket money is going. Always under the eyes of mom and dad, of course. Sounds good? Then take a look at our other features related to the Bling app in addition to the savings tree and savings for kids.
If you want
If you want
The Investing money for children with Bling's savings trees offers you as a parent a transparent and future-oriented solution. Since steadily rising inflation rates also result in a steady decline in value, which cannot be offset by savings account interest rates or the like, investing money for children is an eloquent and enriching solution. As a parent, you have the option to access the savings tree at any time. Deposits and withdrawals are easily possible from anywhere thanks to your own Bling app and thus offer you ways to provide you with individual freedom and limits for your children's transactions. The Investment management It is up to you at first until you transfer them to the child.
If you want
This has the advantage that the paid-in capital cannot be spent as you please, but acts as a sustainable investment for children into adolescence or adulthood. Bling's savings trees are investments that grow with you and can yield visible returns after just a few years. Depending on how much the deposit growth has on the deposited capital, your kids will be very happy about the opportunities for a solid investment for children from Bling in a few years. A subsidy for a driving license, a partially financed own professional instrument and much more.
We are convinced that investing money for children must enable two things in particular:
On the one hand, an effective counteract to ever-increasing inflation. On the other hand, a pedagogically valuable concept that can have as transparent and lasting an effect on children as possible.
Therefore, an investment for children from Bling is more than a simple deposit option with a small savings effect. Saving for children also always comes with a learning factor here. After all, what happens to children who learn right from the start that the investment for children, which was consciously selected by their parents, also provides effective benefits for themselves? First and foremost, the austerity trees will be closed one day and people will be happy about the returns they have achieved — a financed driver's license, their first own car or their first own apartment. In addition, however, young people with bling are introduced to how to handle money at an early stage. Responsible investments in their own future, achieving long-term savings goals — these are all aspects that kids can absorb as they grow up.
If you want
There are many ways to invest money. So why use Bling's austerity trees? It's simple: Because bling offers you advantages that you don't get from other providers in this combination. We know that saving is not always easy for children and adults, and that investment funds and the like are a complicated issue for many. That's why we're making it easy for you:
If you want
You simply register yourself in the Bling app and your new account will be activated within 24 hours. Standing at the counter in a bench for a long time? You can literally invest the time better. Instead of constantly finding out which funds and stocks might be worth investing in, you can rely on Bling's long-term investment for children. With our spartrees, you invest in a Mix of stocks and bonds and in the event of a negative development of the markets, into a cash register.
In contrast to traditional ETFs, your investment will Adapted to the market day by day. In this way, fluctuations can be absorbed. Based on your willingness to take risks, you can choose from five risk levels.
If you want
The Investing money for children is sustainable: With bling, you are definitely not investing in weapons, coal or the like — our savings trees are based on the UN Global Compact and you invest in sustainable investments.
You're not the only one who can invest — thanks German IBAN The whole family can regularly get the savings tree to grow with subsidies. Together, you can achieve great things and create a basis for education and the like.
If you want
Taschengeld, Investieren, Handytarife und Sparen – die Bling App macht deinen Familienalltag kinderleicht.
